As of today, not all credit institutions are willing to provide an unsecured payday loan of EUR 15,000. Customers would be happy to take out a payday loan with real estate collateral, but for many people, the payday loan is better suited to the account without having an account statement , because many of them have no guarantee.
Simple and understandable payday loans
It is not worth assuming that you have to give up your dreams because the small payday loans are available in the amount of 300-15000 euros and the repayment term is from 6 to 72 months. Thanks to a simple and easy-to-understand payday loan calculator, each customer can calculate the monthly monthly payday loan without any problems. To do this, you need to choose the most appropriate payday loan amount, bearing in mind your actual monthly tax burden.
Do you need a low cost payday loan from € 300 to € 15,000?
You can apply for a payday loan online, which is the quickest and most profitable choice, and you can also visit a business representative office. Getting a payday loan application does not take much time – just a few minutes. If you agree, you will need to sign a payday loan agreement. You can do this by using your ID card or Mobile ID. The contract fee is usually 2% of the payday loan amount and a minimum of 35 euros. The borrower pays 1.5 euros each month for the management of the contract. No additional security is required. Requirements for for borrowers.
In spite of the fact that at the age of 18, you cannot yet make a payday loan at the age of 21 , a small payday loan of up to 15,000 euros may not be a reserve. Naturally, you must be a citizen of the Republic of Estonia to apply for this payday loan or have a residence permit and income of at least 280 euros or more. Obtaining a maximum guaranteed payday loan with a minimum income is unlikely, but payday loan providers always tries to reach a compromise with its customers.
In order for the bank to borrow the payday loan amount needed by the customer, they can offer a longer payday loan repayment period, which significantly reduces the monthly payment burden. In addition, you may be able to apply for a lower payday loan amount, etc. There are several possibilities
You also need to be prepared for the company to ask you for an account statement for the previous six months. You can do this most easily and quickly from your online bank. The statement must be sent by post to: [email protected] The easiest way to apply for a payday loan is via the Internet, it only takes a few minutes. You can also contact a company representative to sign a payday loan agreement, so you need to bring an ID card, passport or driving license.
Specifics When Taking a Credit from a Bank
In addition to all that, payday loan providers has issued the most advantageous small payday loan with extremely convenient repayment. All you have to do is sign an automatic payment agreement with your bank where you have an account. To successfully return a payday loan, you just need to have the required amount on your account on the payment date. Everything else is done by the system itself. If possible, you can repay your payday loan ahead of time and the company will not charge you for this. Here, it is important not to forget about submitting a corresponding statement to the credit institution.
If you do not have the opportunity to contact the Bank office, you can always send an application by e-mail to: [email protected]
Bank gives its customers the opportunity to choose their own repayment date, for example, between 5, 10, 15 or up to 20 dates. Such a service costs 15 euros to the customer, in addition the details of the company have to be agreed in advance. Of course, the customer is always entitled to a payment holiday if he / she has always paid his / her payments on time in advance. Every one of us can get into unforeseen situations and payday loan providers is also aware of this.
The length of the payment leave depends on the borrower’s ability and needs. The final decision on this issue is made by the credit company. On the other hand, the company does not recommend postponing payments, it can interfere with the customer’s discipline, besides the fact that the result is a fine. An additional EUR 5 will be charged for the SMS sent by the company.
If the customer is unable to return his / her monthly payment on a given date, it is advisable to contact payday loan providers, where the specialists will help them to find a solution suitable for such a situation. If such unsecured small payday loans are not what you need, you are likely to be interested in the services offered by cooperation partners such as a car payday loan, a travel payday loan and a favorable payday loan.